CIRCLE Mutual Limited ACN 087 650 968 (CIRCLE) is an agent of Bendigo and Adelaide Bank Limited (Bendigo Bank) ACN 068 049 178 AFSL/Australian Credit Licence 237879 in the distribution of CIRCLE Alliance Bank branded products and services. CIRCLE also has arrangements with other third parties as detailed in the Financial Services Guide. The comparison rate is calculated for a loan amount of $500,000 over a 25 year loan term. * The interest rate of 3.99%p.a. is a 1% discount on CIRCLE Alliance Bank standard variable rate and is valid for 2 years where it will revert to a standard 0.80%p.a. discount for the life of the loan .^The $0 Application Fee is limited to applicants whose loans are applied, approved and funded between 1 April 2017 and 30 June 2017.
Loans subject to standard lending criteria and approval.Rates are correct as at 1/04/2017. Owner occupied loans only.